Helping you meet your home, health, and service needs.
Information, Products, and Services for People Over 50, and for Home Care Aides and Home Healthcare Providers

HomeHealthService.com is designed to help people over 50 meet their needs and goals. Much of the content addresses home, health, and service needs, and is geared not only to people over 50, but also to home care aides and home healthcare providers who offer services to this group. The site contains ideas, descriptions, commentaries, and blogs (organized by category, as shown below and in the menu to the left).

The site also addresses the life list dreams and goals of individuals over 50 and helps them to set a plan and take actions to achieve them. Accomplishment and a sense of purpose are key elements of everyone’s life.

For each category, we also identify representative examples of products and services for people over 50 and care providers. Each section contains links to merchants who offer the identified, and like-kind, products and services for you to see.

Our Goal

Our goal is to bring together useful information, and representative examples of relevant products and services, to give you ideas, jump-start your research, and save you time. Below are the categories by which information, products, and services are organized:

Please drop us a line with any comments or suggestions you may have! Contact Us

HOMEHEALTHSERVICE COLLECTIONS

INFORMATION AND PRODUCT CATEGORIES

Information and brand name products to help improve the quality of your life
Click on the menu items to the left or pictures below for your categories of interest!

Achieving Your Life List Dreams

Activities of Daily Living (ADLs) Products and Equipment

Aging-in-Place Home Products and Equipment

Home Care Aide Products and Equipment

Home Healthcare Professionals

In-Home Therapy and Rehab Products and Equipment

Mobility Assistance Products and Equipment

A Few of the Quality Products from Our Affiliate Merchants

PRODUCTS BY CATEGORY

To Help Make Your Life More Comfortable and Productive
Please choose a Category on the next line to filter your selections

Seat Of Your Soul Buckwheat Meditation Cushion – 7 Colors & 3 Sizes Yoga Pillow: Round Zafu, Large Crescent, Square Zabuton Set for Adults or Kids Floor Sitting in Adjustable Organic Cotton Covers

Original price was: $79.99.Current price is: $60.00.
  • SIZES: Crescent Cushions = 5" High x 17" Wide, Zafu Cushions = 5.5" High x 15" Wide, Zabuton Cushions = 4" High x 24" Square
  • DURABLE ORGANIC COTTON WITH BUCKWHEAT FILLING: Our cushions are solidly built, with good materials and heavy stitching. The removable cover is made from soft, durable and sustainable GOTS Certified Organic Cotton. It’s completely machine washable, just unzip and use a cold cycle.
  • FIRM, SUPPORTIVE AND COMFORTABLE FOR ALL SHAPES AND SIZES: We designed our cushions through extensive research, testing and customer feedback. They will support your spine perfectly no matter your size, weight, gender or body shape. That means less fatigue, better posture and a longer meditation.
  • FIND THE PERFECT SIZE AND COLOR FOR YOUR MEDITATION PRACTICE: Finding the right size cushion is important to avoid pain, numbness and leg cramps. We have a variety of sizes, so you’ll find the perfect cushion to significantly improve your posture during long meditations – no matter what size you are.
  • 100% MEDITATION COMFORT GUARANTEE: We believe our meditation cushions are the most durable, comfortable and supportive available. If you experience pain, numbness, cramps or discomfort – or you just dislike the cushion for any reason, then we’ll give you every penny of your money back.

Household Essentials Floor Standing Wall Mount Wheelchair Accessible Ironing Board in White with One Piece Natural Cover

$299.00
  • High baseboard cutout accommodates 5.5-inch baseboards
  • 5.375 inches high, 48.5 inches wide, and 18.5 inches deep
  • Multiple height-adjust settings and wheelchair accessible

Homecraft Queens Angled Cutlery, Right-Handed Angled Spoon, Ergonomic Adaptive Spoon, Cutlery with Easy-to-Grip Handles for Limited or Weak Grasp, Grip Spoon for Independent Eating, Adaptive Utensil

$14.00
 
  • Ergonomic angled design makes it easier to eat for individuals with difficult time positioning regular cutlery
  • Features an angled right-handed spoon with a handle that measures 1-1/4" in diameter x 3-5/8"L, helps increase comfort for those with weak or painful grasp
  • Lightweight stainless steel in plastic handle is easy to grip for individuals with limited grasp
  • Ideal for patient care in a home or clinical setting to increase functionality while eating and during self-feeding
  • Institutional dishwasher safe, BPA and phthalates free
Also available, and separately priced, are other utensils:  

Universal Stair Lift – 350lb Capacity – Folds Flat to Wall – Includes Warranty

$1,985.00
  • Made in America! 3 Safety Mechanisms. Wireless Remote. 350lb Capacity. Warranty
  • Folds up flat to wall - easy to still use the stairs! Installs on either side of stairs.
  • Comes with 15 Feet of Track - Plenty for typical one-floor installations.
  • Power Cord plugs directly into your regular AC outlet - NO Wiring required.
  • Internal Rechargeable Battery Backup- runs up/down 20+ times if power is out

Cambridge Assembled Lazy Susan Corner Base Cabinet in Dusk 27.6×27.6×34.5 in.

$285.00
  • Get started sooner with online orders shipping in 3 days
  • Cambridge Dusk finish adds a coziness and warmth to any room
  • Can be featured in your kitchen, laundry room or bathroom

Iron-A-Way Deluxe Electric Ironing Center

$425.98
  • 42 in. ventilated metal ironing board, allows steam to pass through for an evenly heated surface, providing ease in ironing
  • Single telescoping legs support the ironing board from the underside, providing outstanding stability and feature a heavy duty undercarriage and brackets custom designed to give you rigid support while ironing
  • Unfinished maple veneer door is ready to be painted or stained to match existing decor
  • Electrical raceway allows you to plug your iron directly into the unit with an outlet powered by a 60 minutes timer and accompanied by a spotlight and a safety disconnect switch that cuts the power to the unit when the board is in an upright position

50 States, 5,000 Ideas: Where to Go, When to Go, What to See, What to Do Paperback – February 7, 2017

$16.62
This richly illustrated book from the travel experts at National Geographic showcases the best travel experiences in every state, from the obvious to the unexpected. Sites include national parks, beaches, hotels, Civil War battlefields, dude ranches, out-of-the-way museums, and more. You'll discover the world's longest yard sale in Tennessee, swamp tours in Louisiana, dinosaur trails in Colorado, America's oldest street in NYC, and the best spot to watch for sea otters on the central California coast. Each entry provides detailed travel information as well as fascinating facts about each state that will help fuel your wanderlust and ensure the best vacation possible. In addition to 50 states in the U.S., the book includes a section on the Canadian provinces and territories.

Obrien Celebrity 68″” Waterski Combo with X-7 Bindings Adults

$179.99
 
  • X-7 adjustable binding designed to fit US Men 4.5-13
  • Padded rear toe plate
  • Great all-around ski for the whole family
  • Performance side cut for better turning
  • Dual tunnel enhances control and stability
 

DMI Heel Cushion Protector

$15.99
  • HEEL CUSHIONS PROTECT YOUR HEELS by relieving excess heel pressure from ulcers and pressure sores and also help with your recovery from heel injuries or pain
  • FLEXIBLE SPENDING ACCOUNT (FSA) ELIGIBLE
  • CONVENIENT HEEL PROTECTORS ARE ADJUSTABLE AND EASY TO SLIP ON AND OFF with hook and loop Velcro straps for a comfortable and secure fit wherever you go
  • MACHINE WASHABLE
  • SIZE: One size fits all. Actual heel pillow boot measures 9 inches x 9 inches. Soft polyester and fiberfill extend up over the ankle for added support

Healthline Compact Trigger Release 350 lbs Folding Walker with 5″ Wheels and Fold-up Legs, Lightweight & Portable – w/Bonus 2 Pairs of Glides

$57.99
  • [ANTI-CRACK & EASY TRIGGER RELEASE] can be reached with hands of all sizes, allows users to close the walker without removing hands from the handle, ideal for individuals with limited finger dexterity, ensures convenience, safety and durability.
  • [1/2 THE SIZE OF TRADITIONAL WALKER WHEN FOLDED] tool-free assembly walker with strong elastic cords in back two legs, so legs can be folded, compact for transport and storage, can be easily put into medium/large suitcases, trunk, cabinet... ideal for travelling.
  • [STURDY CONSTRUCTION & COMFORT HAND GRIPS] 1.13" diameter anodized, extruded aluminum construction ensures maximum strength and safety, supports up to 350lbs. And the textured rubber hand grips provides for a secure, nonslip grip while reducing hand pressure.
  • [GET 2 MORE PAIRS BONUS GLIDES, WORKS ON MOST TERRAINS] comes with 5 inch front wheels and 3 pairs of back glider caps (1 ski gliders included) to allow user to move and slide walker easily and smoothly over most surfaces.
  • [FDA CE APPROVED WALKER, 100% AUTHENTICITY GUARANTEE] 30 days free money back guarantee, 60-day unconditional return policy and 5-year limited warranty. Great gift for Thanks Giving Day, Christmas Day, please rest assured to buy!

The Breather – Inspiratory/Expiratory Respiratory Muscle Trainer | for Drug-Free Therapy and Training

$37.50
  • STRENGTHENS RESPIRATORY FITNESS | Improves respiratory health and efficiency by promoting diaphragmatic (belly) breathing; strengthening both inhale and exhale muscles
  • INCREASES OXYGEN FLOW | Respiratory training naturally increases lung strength and capacity; improving oxygen uptake to vital organs and improving physical endurance
  • EASY AND CONVENIENT TO USE | Lightweight; portable; and comfortable design with adjustable and independent inspiratory and expiratory pressure settings; Easy to clean and maintain
  • DRUG-FREE THERAPY | Used by COPD; CHF; Dysphagia; and Neuromuscular disease patients to improve dyspnea; peak cough flow; laryngeal function; QOL; vent weaning; and speech and swallow performance
  • TRAINING INCLUDED | Online self-paced video protocol training for therapists; patients and consumers

NYOrtho Bedside Foldable Floor Mats for Elderly – Handicap Non-Slip Beveled Edge Fall Protection Fallshield

$86.96
  • EASY TO STORE: Whether used as a bed mat for elderly loved ones, a handicap floor mat or an elderly activity mat, the Bi-Fold FALLSHIELD conveniently folds in half for easy storage.
  • REDUCES BEDSIDE INJURIES: Providing complete bedside coverage, the floor mat for elderly loved ones or patients at risk of falling ensures bedside safety, reducing the risk of injuries from falling. Unlike other brands, our FALLSHIELD is 15% thicker, further reducing the risk of injury by providing more impact resistant cushioning!
  • HIGH IMPACT ABSORBING MOLDED FOAM: Drop an egg from 6 feet onto the bedside safety mat and the egg will not break! Soft, high-density molded foam rubber absorbs the impact of falls and provides a safe and secure footing for patients, loved ones and caregivers. The bedside fall mat is waterproof and antimicrobial for maintaining a healthy bedside environment. Purchase now with confidence with the FALLSHIELD 60 day unconditional guarantee.
  • NON-SKID SURFACE & SLIP RESISTANT BACK: The nonslip mat for elderly loved ones, patients and caregivers is covered with a textured cover that provides a safe and secure footing. A durable, slip-resistant rubber backing secures the elderly fall mat in place on any floor surface including wood, tile or carpet.
  • BEVELED EDGES FOR EASY ACCESS: This non slip mat for elderly loved ones is designed with beveled outer edges providing easy access for wheelchairs and other mobility aids. This also minimizes tripping hazards.

in The Garden Aquapaint – Reusable Water Painting by Active Minds | Specialist Alzheimer’s/Dementia Art Activity w/Five Painting Designs

$19.99
  • JUST ADD WATER – simply paint water onto the canvas and watch the image magically appear
  • REUSABLE – after each use the image will fade back to white to be fully reusable, lasting over 1 year with daily use
  • REMINISCENT IMAGE – 5 vibrant reminiscence images are suitable for people with visual impairment and to stimulate memories and conversation
  • AWARD WINNING – Active Minds won outstanding dementia product at the 2015 National Dementia Care Awards
  • SPECIALIST DESIGN – activities, games and age appropriate toys developed specifically for elderly people living with dementia and Alzheimer’s

16 Bamboo Organic Reusable Makeup Remover Pads | Washable and Eco-Friendly | 2 Makeup Flawless Blending Sponge | Soft, Latex Free | 1 Cotton Laundry Bag | For All Skin Types

$13.99
  • Professional Combination Set: Beauty makeup blender sponge gives you a perfect makeup application, avoid the waste of cosmetics;Bamboo cotton rounds, It removes 100% of your make-up away with your favorite toner;Machine washable cotton laundry bag
  • What theme you are most caring about? : If you ask a girl, what ever she is 20,30,40…80 old, absolutely beauty.everyday, they spend many time on make up and many different materials makeups. so how to be the best to her? Let's go for the Non-Latex Makeup Sponges & Reusable Cotton Rounds.
  • Non-Latex Makeup Sponges: Double size after getting wet, softer and easier to makeup.
  • Dry or Wet Use Make up sponges: For all kinds of cosmetics, foundation, BB cream, powder, concealer, isolation, liquid etc.
  • Reusable bamboo cotton rounds: 100% nature organic materials, suitable for all skin types. dry, sensitive or oil skin even on sensitive eyes or irritated skin, do not hesitate to use it, as the pad is soft and skin friendly . Attached laundry bag make these makeup remover pads washing easy. Machine Washable ! Durable!

$245.76
 
  • SPOT RESISTANT: Spot Resist Stainless finish resists fingerprints and water spots for a cleaner looking kitchen
  • BOOSTED STREAM: Moen's exclusive Power Boost technology offers a faster clean and faster fill with the push of a button
  • RETRACTABLE: Equipped with the Reflex system for smooth operation, easy movement and secure docking of the spray head
  • FLEXIBLE DESIGN: Designed to be installed through 1 or 3 holes; escutcheon included
  • BUILT TO LAST: Backed by Moen’s Limited Lifetime
 

Vive Stand Alone Toilet Rail – Medical Bathroom Safety Assist Frame with Support Grab Bar Handles & Railings for Elderly, Senior, Handicap & Disabled – Freestanding Commode Stability Handrails

$59.99
  • SIT AND STAND SAFELY: Supporting up to 300 pounds, the sturdy, stand alone toilet rail conveniently provides safety and security when sitting down or standing up in the bathroom. Perfect for the elderly, handicapped and for those recovering from injury or surgery, the rail prevents slips and falls for additional peace of mind.
  • EASY TOOL-FREE ASSEMBLY: The freestanding toilet rail is easy to assemble: no tools required. Handles can also be easily removed for convenient storage. Lightweight and durable, the frame is corrosion resistant, perfect for long term use.
  • COMFORTABLE NON SLIP HANDLES: Rail handles are padded with a soft foam for pain-free support. The foam padding creates a comfortable, non-slip surface for a secure grip when sitting or standing. Handles and frame are also easily cleaned by wiping down with a standard disinfectant solution.
  • VERSATILE STANDALONE FRAME: Safety rail base is a wide 26.5”, easily fitting in smaller bathrooms. Freestanding safety rails can be used with standard and elongated toilets or at the sink or vanity. The bottom rails are 19” deep, adding tip-proof stability to the frame.
  • VIVE LIFETIME GUARANTEE: Unconditional lifetime guarantee so you can purchase now with confidence

Stair Lift w/ Lifetime Warranty on Motor & Drivetrain

$2,619.00
  • Rocker controls with constant-pressure functionality stop the lift immediately if the control is released Mounts to the stairs (not the wall) on either side of staircase
  • Operates on standard 115 VAC household current Extruded aluminum track is available in custom lengths
  • Seat and footrest fold to save space - Free Lifetime Warranty on Motor and Drivetrain.
  • Separate controls at top and bottom of stairs Upholstery Colors: Light Almond, Evergreen, Mocha Made in the USA
  • **This product will be custom cut to fit your staircase. Because this is a "Custom Made" product - it is NOT returnable.

Fit Simplify Resistance Band Set 12 Pieces with Exercise Tube Bands, Door Anchor, Ankle Straps, Carry Bag and Instruction Booklet – Bonus Ebook and Online Workout Videos

$22.95
 
  • Your own personal home gym. This premium resistance band set includes a door anchor and two ankle straps to allow you to perform the widest variety of resistance training exercises possible. Perform full body workouts, strengthen your core, and isolate specific muscle groups. Great for toning your quads, glutes, buttocks, abs, biceps, triceps, legs and knees. Works well with various exercise programs.
  • Used by fitness professionals. Trainers use our bands to create effective fitness & weight loss programs for their clients. Perform low-impact exercises that can help you during physical therapy and recover and rehab from injury. Perfect for both men and women of all fitness levels and ages - beginner, intermediate or workout pros. Comes with Instructional Booklet and complimentary access to eBook and our online videos
  • Stackable bands for adjustable resistance levels. Comes as a set of 5, 48-inch long colored exercise bands. Yellow, Red, Green, Black, and Blue bands can also be combined together to provide up to 120 lbs of resistance. Metal clip system allows you to attach the included soft-grip handles or ankle straps for a more comfortable workout.
  • Highest quality materials. Made from 100% eco-friendly natural latex which is extremely durable, and bands will maintain their resistance for a long time. Each tube band is carefully constructed to resist snapping and breaking. Comes with convenient travel pouch so you can take your bands to gym, office, and even workout on vacation.
  • Lifetime guarantee. The resistance bands with color-coded resistance levels and accessories come with a manufacturer’s Lifetime Warranty.
 
HOMEHEALTHSERVICE COLLECTIONS

MANAGING LIFE STAGES AFTER 50 and SENIOR HOUSING OPTION CATEGORIES

Brand name products to help improve the quality of your life

Managing Your Life Stages After 50

Senior Living Options

A Few of the Quality Products from Our Affiliate Merchants

PRODUCTS BY CATEGORY

To Help Make Your Life More Comfortable and Productive
Please choose a Category on the next line to filter your selections

Finding Home Over 50: Achieving Your Housing Needs and Life List Dreams in Retirement Paperback – July 10, 2018

$29.99
Finding Home Over 50: Achieving Your Housing Needs and Life List Dreams in Retirement is a retirement planning book that helps you to maximize your comfort and enjoyment in your senior years.  Much more than just a real estate book, Finding Home Over 50 helps you to assess and improve your financial foundation, identify and accomplish your life list goals, declutter your life, evaluate home care and home healthcare resources and options, and much more.  Below is a summary table of contents from the book. Introduction PART 1 - Assessing Your Situation, Capabilities, and Life List Goals, and Preparing for Change Chapter  1:  Changes in Life, Changes in Living Needs Chapter  2:  Beginning to Formulate Your “Finding Home – Over 50” Plan Chapter  3:  Securing Your Financial Foundation Appendix 3.1: Create Your Retirement Plan Appendix 3.2:  Government Retirement Plans and Medicare Chapter  4:  Decluttering Your Life Chapter  5:  Functional Assessment – Weighing and Addressing Your Needs and Those of Your Older Loved Ones PART 2 - Housing Choices, and Finding the Right Home for You Chapter  6:  Housing Alternatives – Independent Living Appendix 6.1: Selecting a Home Care Provider and / or a Home Healthcare Provider Chapter  7:  Housing Alternatives: Semi-Independent Living, Assisted Living, and Nursing Care Options Appendix 7.1: Evaluating Senior Living Communities Appendix 7.2: Adult Day Care Facility Evaluation Checklist Chapter  8:  Should I Stay or Should I Go? – Choosing Your Home Location Chapter  9:  Preparing Your Current or New Home for Aging in Place PART 3 – Reverse Mortgages, and Organizing your Estate Documents Chapter 10: Mortgage Loans in Reverse Chapter 11:  Organizing Your Estate Documents Glossary Index

Nolo Information for Caregivers and Survivors

Original price was: $12.99.Current price is: $7.99.

Information for Caregivers and Survivors

Assist your loved ones in managing your affairs after your death or incapacity and create a document that breaks down all the important details of your life, including:
  • the location of essential documents, including birth and marriage certificates; your home's title; and your will, living trust, and health care directive
  • details relating to your health care
  • important contact information for your executor and guardian(s) for your minor children

Quicken Premier Personal Finance – (Windows/Mac Disc) – 14-Month Subscription 2020 + TurboTax Premier + State 2019 Tax Software [Amazon Exclusive] [PC Download]

Original price was: $158.31.Current price is: $101.33.
  • Includes everything in Quicken Deluxe Plus many more investing features
  • Simplify your taxes and investments
  • Pay any bill directly in Quicken for free, Plus priority access to Official Quicken customer support (a $49 value)
  • TurboTax Premier + State is recommended if you sold stocks, bonds, mutual funds or options for an employee stock purchase plan, own rental property or you are the beneficiary of an estate or trust (received a K 1 form)
  • With Premier, retirement tax help and the IRA tool show you how to get more money back this year and when you retire. Keep more of your investment and rental income. Get your taxes done right and tailored to you, based on your unique situation.
  • MAXIMUM TAX REFUND - Searches for more than 350+ tax deductions and credits, including mortgage interest, property taxes and energy-efficient improvements, to get you everything you deserve

Online Will

$59.99
Creating a will has never been easier! With Nolo's Online Will, you can create legal documents with ease. Make sure your loved ones are protected today! Write your will online right now. Make a will for each family member and ensure that your final wishes are carried out. 100% money-back guarantee if you are not completely satisfied! Nolo's Online Will is easy, thorough and legally valid in your state*. Enjoy unlimited revisions and secure 24-hour online access to your document -- plus, you'll receive instructions for what to do when your document is complete. With Nolo's Online Will you can:
  • Name beneficiaries to inherit your property
  • Name a guardian to care for your young children
  • Cancel debts others owe you
  • And much more!
One year access to your will.  Multiple wills per purchase for your family. *Estate planning documents not valid in Louisiana, U.S. Territories or Canada.

Sage Software Sage 50 Pro Accounting 2020 U.S

$380.99
  • THE RIGHT SOLUTION: Choose Sage 50 Pro Accounting if you are a small business looking for a simple to use yet robust accounting solution. Get everything you need to build and run your business.
  • ORGANIZE YOUR BUSINESS: Simplify your business and spend less time on administrative tasks with an accounting, payment and payroll solution that seamlessly works together.
  • MANAGE FINANCIALS: Streamline your financials with Sage 50 Pro Accounting – an easy way to invoice customers, pay bills and track cash flow.
  • INCREASE PRODUCTIVITY: Focus on what matters most in your business with effortless features such as email integration, one-click reporting and inventory management.
  • TRUSTED BRAND: Formerly Peachtree Accounting, Sage has been supporting small businesses for 30+ years. Sage 50 Pro Accounting is a trusted solution that will protect your company’s data.

The Executor’s Guide: Settling A Loved One’s Estate or Trust

Original price was: $39.99.Current price is: $31.99.

The step-by-step guide to serving as an executor

Settle an estate or trust with this all-in-one guide for executors.  The Executor's Guide will help you make progress, one step at a time, through the unfamiliar land of legal procedures and terminology.  It explains how to:
  • figure out who inherits property
  • claim life insurance, Social Security, and other benefits
  • understand a will
  • determine whether or not probate is necessary

Elder Care Agree,emt

$34.99

Elder Care Agreement

When you hire someone to care for your parents, use this agreement to cover all the details and your concerns.You'll outline the person's responsibilities, hours, compensation, benefits and payment schedule. You can save and edit the form before you buy--just create a Nolo.com account. It's easy, free, and there's no obligation to buy anything. If you purchase the form, you'll be able to print, send, or download it.

Quicken WillMaker and Trust 2020

$89.99

Quicken WillMaker & Trust 2020 Includes:

ESTATE PLANNING DOCUMENTS

  • Legal Will
  • Revocable Living Trust
  • Durable Power of Attorney for Finances
  • Final Arrangements
  • Health Care Directive (Living Will & Health Care Power of Attorney)
  • Information for Caregivers and Survivors
  • Letter to Survivors
  • Property Worksheet
  • Revocation of Health Care Directive

HOME & FAMILY DOCUMENTS

  • Authorization for International Travel With Minor
  • Authorization for Minor's Medical Treatment
  • Authorization to Drive a Motor Vehicle
  • Child Care Agreement
  • Child Care Instructions
  • Elder Care Agreement
  • Pet Care Agreement
  • Housekeeping Services Agreement
  • Housesitting Instructions
  • Request for Birth Certificate
  • Notice to Put Name on Do Not Call List
  • Subscription or Membership Cancellation form
  • Temporary Guardianship
  • Authorization for Care of Minor

EXECUTOR DOCUMENTS

  • Affidavit of Domicile
  • Employee Death Benefits Letter
  • Executor's Letter to Financial Institution
  • General Notice of Death
  • Request for Death Certificate
  • Notice to Creditor of Death
  • Executor's Checklist

PERSONAL FINANCE DOCUMENTS

  • General Bill of Sale
  • Security Agreement for Borrowing Money
  • Limited Power of Attorney for Finances
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